Timon Fees and Pricing

We are big on ensuring you have the best travel experience, and that includes making sure fees for creating and using your Timon cards don’t gobble up a sizable chunk of your budget.

Beyond affordability, we also prioritize transparency. This means no hidden charges, you get to know what you’re signing up for from the jump.

Here’s a full breakdown of the current fees associated with card creation, usage, and wallet funding on Timon:

Card Creation Fees

These are one-time fees charged when you order a physical card or create a virtual one:

• VISA (USD Virtual Card – Local Address) – $3
  
  

• VISA (USD Physical Card – Local Address) – $5
  
  

• Mastercard (USD Virtual Card – US Address) – $3
  
  

• Verve (NGN Virtual Card) – ₦1,500
  
  

• Verve (NGN Physical Card) – ₦6,000
  
  

• AfriGo (NGN Physical Card) – ₦6,000 (Coming soon)

Transaction Fees

These are fees you may incur while using your card:

USD Card Fees

• International ATM Withdrawals – 2%
  (May vary based on ATM provider or country)
  
  

• International Bank POS Cash Withdrawals – 2%
  
  

• International POS & Online Purchases – 2% + $0.50
  (Charged for each use of your USD VISA card at international physical or online stores)
  

• Mastercard Debit Transactions – 1% per transaction (Min. $1, Max. $5) Processing fees and + 2% + $0.50

NGN Card Fees

• Verve Card Domestic Transactions (NGN) – ₦1 for every NGN1000 (minimum of N100)
  
  

• Verve Card International Transactions (e.g., Google Play Store, Spotify, Netflix) – ₦1,000 flat fee
  
  

• Verve Card Funding Fee (NGN) – ₦100
  

USD Wallet Funding Fees

You can fund your USD wallet using any of the following methods:

1. USD Virtual Account & Timon Direct USD Wallet Funding

• ACH or FedWire Transfers – 0.8%
  (Minimum of $2, no maximum cap)
  
  

2. Digital Dollar Wallets (USDC, USDT & PYUSD)

• Funding Fee – 0.8%
  (Minimum of $2, Maximum of $10)

Quick Savings Tip

It’s always advisable to stay cash-light when you travel. Not only is it safer, but it also helps you avoid currency conversion fees and high ATM withdrawal charges. Unless it’s absolutely necessary, we recommend paying with your Timon card at a Point of Sale (POS).

We believe in providing upfront information so you can budget effectively for your travels.

If you have any questions, please don’t hesitate to contact our support team at help@usetimon.com.